Experian Topics

• credit reporting service
• credit reporting companies
• fair and accurate credit transactions
• argentina brazil
• accurate credit
• fcra
• transunion credit
• experian credit
• equifax credit
• equifax
• european countries
• credit report
• south africa
• consumers
• chile
• india
• credit reports
• japan
• china
• australia

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The Fair and Accurate Credit Transactions Act, signed into law in 2003, amended the FCRA to require the credit reporting companies to provide consumers with one free copy of their credit report per 12 month period. Like its main competitors, TransUnion and Equifax, Experian markets credit reports directly to consumers. Experian heavily markets its for-profit credit reporting service, FreeCreditReport.com, and all three agencies have been criticized and even sued for selling credit reports that can be obtained at no cost.

As well as the US, Experian has operations in most European countries as well as Argentina, Brazil, Chile, South Africa, China, India, Japan and Australia.

Source: Wikipedia > Experian